When can I enroll in a plan?
As a part-time or full-time employee, you are able to enroll within 30 days of your hire date, or during the annual open enrollment for the plan. If you do not enroll in one of those periods, you can only enroll if you have a qualifying life event. You have 30 days from the date of the qualifying life event to enroll.
What is a qualifying life event?
A qualifying life event is defined as a change in your status due to one of the following:
- Marriage or divorce
- Birth or adoption of a child(ren)
- Termination of employment
- Death of an immediate family member
- Loss of dependent status
- Loss of prior coverage
When can I cancel off of the plan?
As our plans are pre-tax, you are only allowed to make changes/enroll/cancel during certain times of the year. The above listed times (your first 30 days of employment, during open enrollment, or within 30 days of a qualifying life event) are the only times you are able to change/enroll/cancel.
If I fill out a form, and do not get placed on assignment right away, do I need to fill out a new form?
Your form will stay valid for 6 months. If you are placed on assignment after 6 months of the signature date, you will need to fill out a new form to enroll in the plans.
Under what circumstances will my plan terminate automatically?
If you worked for a period of time and had deductions, and then stopped working for 3 consecutive weeks, your coverage will be terminated and you will be offered continued coverage via COBRA. If you are return to work after this time, you are considered a re-hire, and would need to fill out a new form to re-enroll.
If you miss less than 3 consecutive weeks, the Enhanced MEC Plan will continue without penalty or the need to re-enroll.
When will my deductions start and coverage begin?
Deductions will begin the first of the month after we at ESSG receive the form, coverage will begin on the first of the month following the start of deductions.
When will I receive my insurance card?
It should arrive within a week of your coverage effective date.