ESSG Health Benefits
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  • 1. Enhanced MEC Plan
    • Benefits Summary/Plan Documents
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  • 2. Limited Benefits Plan
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  • 3. Major Medical Plan
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    • Network Information
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    • Frequently Asked Questions
  • 401(k)
  • FAQ
  • Enroll/Contact

Frequently Asked Questions (Fixed Indemnity)

When can I enroll in a plan?

As a part-time or full-time employee, you are able to enroll within 30 days of your hire date, or during the annual open enrollment for the plan. If you do not enroll in one of those periods, you can only enroll if you have a qualifying life event. You have 30 days from the date of the qualifying life event to enroll.

What is a qualifying life event?

A qualifying life event is defined as a change in your status due to one of the following:

  • Marriage or divorce
  • Birth or adoption of a child(ren)
  • Termination of employment
  • Death of an immediate family member
  • Loss of dependent status
  • Loss of prior coverage

When can I cancel off of the plan?

As our plans are pre-tax, you are only allowed to make changes/enroll/cancel during certain times of the year. The above listed times (your first 30 days of employment, during open enrollment, or within 30 days of a qualifying life event) are the only times you are able to change/enroll/cancel.

If I fill out a form, and do not get placed on assignment right away, do I need to fill out a new form?

Your form will stay valid for 6 months. If you are placed on assignment after 6 months of the signature date, you will need to fill out a new form to enroll in the plans.

When will my deductions start and coverage begin?

Deductions will begin about 2 weeks after we at ESSG receive the form, and coverage will begin the Monday following your first deduction.

When will I receive my insurance card?

It should come about a week after your first deduction.

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